Hey!
So, I've been asked numerous times how do I not overly spend money. My answer is always that I budget my money pretty well. I'm not an expert by any means, and I do sometimes get spending happy; especially when it comes to make-up [lol]. However, I'm an adult that have bills, unfortunately [lol]. Therefore, I have to at least pay for the important things.
So today, I'm sharing my little secret.
In the planner, you'll see the categories Income, Housing, Utilities, Transportation and Miscellaneous. Of course if some of the subcategories do not apply to you, just mark out what I've typed, and write in whatever applies to you (i.e.: rent - mortgage). Also, there are 3 columns and a spot for the total amount remaining at the bottom. Really quickly, I'm going to explain each column. If you have any questions feel free to email me!
Budget: The amount you budgeted for that month.
Actual: The amount you actually spent.
Difference: The difference between your budgeted amount and the amount you actually spent.
Remainder: Total amount remaining/saved (add all differences) for the month.
So here it is! My Monthly Planner. Enjoy!
XO, Deanna
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